Q: Are you always a fiduciary?

A: Yes

Q: Do you participate in any sales contests or awards programs with any vendors?

A: No

Q: Do you pay referral fees?

A: No

Q: Do you focus solely on investment management, or do you advise on taxes, estates, retirement, budgeting and insurance?

A: We provide comprehensive wealth management solution and often work with other professionals to determine the best recommendation.

Q: Do you earn fees for referring clients to specialists such as estate attorneys?

A: No

Q: Which professional credentials do you have?

A: Our professionals hold The Chartered Financial Analyst (CFA) designation, among others.

Certified Public Accountant (CPA)

Q: Who manages my money?

A: We do, and we invest our money in the same securities that we purchase for our clients.